Financial services
Banking, credit unions and cooperative banks
Core banking is out of scope; branch cash and agent points fit. The core operation lies outside a point-of-sale catalog; only ancillary counters, cash desks or stores could use it.
Peripheral Planned NAICS 522
Status
Planned The coverage below describes the planned catalog as of repository commit 455b2c8. No app is released. Everything on this page is a plan. The repository contains a catalog and design documents, not a released app.
How the industry works
Operating characteristics
- core banking, lending and treasury run on regulated systems
- branches and agents handle cash
- tellers
- ATMs
- currency exchange
Typical roles
- teller
- branch manager
- agent
- cash vault custodian
- compliance officer
Day-to-day flows
- tellers handle deposits and withdrawals on the core system
- agents take cash for fees
- branch cash is counted and replenished
- gift and prepaid cards are sold
Tenders and payments seen
- cash
- cards
- transfers
- cheques
Inventory and assets
- stationery and cards
- cash as inventory in vaults
Reports they ask for
- teller balancing
- vault counts
- branch cash position
Integrations they need
- core banking (out of scope)
- cash-in-transit carriers
- accounting
A day in the life (illustrative scenario)
What the catalog covers
Statuses: C catalogued, P partial, G gap, N no claim. Modules involved: SALE, TKT, INV, PRC, DISC, RET, CRM, LOYL, GIFT, EMP, CASH, PAY, BK, LITE, RPT, ANL, MULTI, SEC, DATA, FAIL, HW, PE, LATAM, ECOM, PLAT, SET, LNCH, PKGR.
| Capability | Status | Catalog modules |
|---|---|---|
| Selling and checkout | P Partial | SALE, TKT |
| Inventory, lots, purchasing | P Partial | INV |
| Pricing, discounts, tax rules | P Partial | PRC, DISC |
| Returns, credit, special sales | P Partial | RET |
| Cash drawer, shifts, safe | C Catalogued | CASH |
| Tender types and payments | P Partial | PAY |
| Customers, loyalty, gift cards | P Partial | CRM, LOYL, GIFT |
| Staff, time clock, payroll basics | C Catalogued | EMP |
| Bookkeeping and ledger | P Partial | BK, LITE |
| Reports and analytics | C Catalogued | RPT, ANL |
| Multi-store, multi-register, sync | C Catalogued | MULTI |
| Security, audit, backup, failsafes | C Catalogued | SEC, DATA, FAIL |
| Hardware and peripherals | C Catalogued | HW |
| Country fiscal packs | P Partial | PE, LATAM |
| Integrations, API, settings | P Partial | ECOM, PLAT, SET, LNCH, PKGR |
| Regulated goods (age, licence, traceability) | G Gap | no dedicated module |
| Payment processing / acquiring | N No claim | no dedicated module |
| Core banking, lending, insurance policy admin | G Gap | no dedicated module |
| Enterprise accounting (consolidation, intercompany) | G Gap | no dedicated module |
Gaps
- core banking, lending, KYC and AML are out of scope
- the cash module (till counts, safe drops, vaults, over/short) could inform a branch cash desk but Simca is not a banking system and the repo contains an agent-bank preset only as a catalog item (VERT)
Closest catalog items
Items whose names or descriptions match this industry. Matching is by keyword, so read each as a pointer, not a promise.
- Double-entry journal BK-0008
- Multi-currency ledger BK-0027
- Cost centers / classes / locations BK-0030
- Cross-outlet reports MULTI-0012
- Fixed assets register BK-0083
- Age-restricted item prompt SALE-0045
- Product age restriction flag INV-0041
- Product expiry tracking INV-0033
- Batch / lot tracking INV-0034
- Batch recall INV-0063
- Customer ID capture for boleta > [amount omitted] SALE-0077
- ISC (selective consumption) PRC-0025
- Manual quantity entry keypad SALE-0010
- Line price override with permission SALE-0016
- Item lookup by short code / PLU SALE-0040
- Sell out-of-stock override SALE-0043
Sub-verticals
Bank-agent corner shop
small cash services in shops
Open →Sub-verticalCredit-union branch cash desk
member cash
Open →Regulation themes to verify
These are themes, not advice and not compliance claims.
- banking supervision
- anti-money-laundering and know-your-customer rules
- cash-reporting rules
- data-privacy (themes only; Simca makes no claim)
Edge cases that break naive systems
- teller out of balance
- counterfeit notes
- large cash handling
Classification
- NAICS
- NAICS 522 (indicative; verify codes) · sectors 52
- Fortune 500 industry labels
- Commercial Banks; Diversified Financials; Financial Data Services
- Fit
- Peripheral
Public references consulted
- Bank teller cash management (Fiserv Portico help, teller cash recyclers) (excerpt)
Questions
Is Simca ready for banking, credit unions and cooperative banks today?
What is missing for banking, credit unions and cooperative banks?
Does this page give tax or regulatory advice?
Is your industry here?
Tell us what your business needs. We will say honestly whether the plan covers it.